Potentially stupid question from a non– American here: what was the definition of Nice Sunflower Dog Mom With Tattoos Pretty Eyes And Thick Thighs Shirt small business for these loans? I assume there was some kind of eligibility criteria, so if these big chains were applying and succeeding, then that’s more the loan program’s fault than the chain’s. Dick move on the chain’s part sure but still that’s on the loan program. It does raise an interesting question about how franchises should be handled though. An individual 7-11, for instance, could go bankrupt, which hurts the small business owner of that location more than anyone.
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Agreed; small guys hurt more than the parent. I manage a restaurant as part of Nice Sunflower Dog Mom With Tattoos Pretty Eyes And Thick Thighs Shirt a large franchise (the brand is nationwide, my franchisee controls all locations in my state.) As a manager, I took a HUGE pay cut, to the point where my team members were making far more than me. My restaurant obviously has fewer than 500 employees. But we didn’t get help from corporate, and our first few weeks were a mess. To me, it isn’t that the brand is too big to fail, but that the brand has taken advantage of franchisees like me to pass on cost and risk.
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Honestly, Banks were/are the best way to distribute these loans. They have the Nice Sunflower Dog Mom With Tattoos Pretty Eyes And ThickThighs Shirt preexisting logistics in place to handle it. The government doesn’t. Yes, it has incentives for banks to prioritize prior relationships and bigger businesses/loans. That’s why the provisions in the legislation are so important. Likely cheaper to pay a 1-3% origination per loan to process the entire thing than setting up another bloated bureaucratic mess.